1-Year Term Deposit Account

Our Deposit Accounts allow you the freedom to save separately to your share account while earning a guaranteed return.

You need to have €10 in your share account to open a deposit account. The most that you can hold between all your savings’ accounts with us is €100,000

Please see details of our 1-Year Term Deposit Account which can be opened at any time.

1-Year Term Deposit Account - Product Information

This deposit is for 1 years (12 months). You can save by lump sum, instalment, or a combination of both. You may also stop and start saving into the account throughout the term.


The interest rate is variable and is paid once per year on the maturity of the Term Deposit.


The limit of €75,000 may be held in this account.

1-Year Term Deposit Application Form

Deposit Accounts Term and Conditions

Deposit Guarantee Scheme

How to apply

Complete the relevant application form and a member of staff will confirm the details.

Members will need to provide the following documentation when applying for the Deposit Accounts:

  • Proof of ID
  • Proof of Address
  • Proof of PPSN

Please note that our interest rates are changing as of the 1st of June 2025, and applications received from this date onwards will have the new rates applied. These changes do not affect any accounts that have already been opened prior to this date