Loans

Find A Loan For You

Get our lowest ever rate of 8.99% APR on Personal loans

Try out our quick and easy loan calculator below

Repayment
8.99% APR

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This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors.

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Representative Example

Borrow €1,000 over 12 months, repay €87.29 per month, total amount payable (including interest of €47.35) is €1,047.35. Annual interest rate (variable) is 8.64%

Borrowing with TUICU

  • Once you have an active membership with TUICU you are eligible to apply for a loan with us
  • Our loans are not based on minimums or share values you can apply for
    any loan amount regardless of your share balance
  • Top Up loans or Second loans are available to all members
  • All loans are individually assessed based on members ability to repay

Benefits of a Loan with TUICU

  • Streamlined online application process
  • Easy to apply, online, mobile app, phone or download a form
  • Maximum Total Loan €100,000*
  • Maximum Loan application amount €50,000
  • Maximum term 10 years
  • Extremely Competitive Interest Rates
  • Flexible loan repayment terms available to suit your needs
  • No hidden fees or charges, no penalties for repaying early
  • Free Loan Protection Insurance

*maximum loan of €100,000 only availalbe for Home Improvement Loans

Loan Applications

  • TUICU handles each loan application with confidentiality and asses it in a fair and transparent manner in an effort to get the best outcome for our
    member
  • We have funds available and are ready to lend to our members to assist in achieving their goals whether that is funding Christmas, getting married or doing major renovations on your home, the team here at TUICU are here to help you along your journey

Documentation Required When Applying for your TUICU Loan

  • Photo ID (Passport/Driving Licence)
  • Proof of Address (dated in the last 3 months)
  • 2 Months Recent Bank Statements
  • A Recent Payslip

Please Note: The above documents are required for each person and/or guarantor associated with an application

*The Credit Union may require additional documents to support your loan application

**TUICU will also be required to complete a credit check as part of any loan application

Our Mission

The Credit Union aims to assist members to become better educated consumers of financial services.
We offer free financial counseling and education programs to our members.

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